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Office Equipment Leasing Programs

There is very little money down required when leasing office equipment. We offer zero down options and even ninety day deferred payment programs. Since leases do not require a down payment they are equivalent to 100 percent financing. That means that you will have more money to invest in revenue-generating activities. Leasing payments are treated as expenses on a company's balance sheet. Leased equipment does not have to be depreciated over five to seven years.

Leasing office equipment gives you flexibility. As your business grows and your needs change, you can add or upgrade equipment at any point during the lease term. If you anticipate growth, be sure to bring that to the attention of you representative. They will be able to customize a leasing program that will give you the flexibility you need. If your industry demands that you have the latest technology, a short-term lease can help you get the equipment and keep your cash. Your risk of getting caught with obsolete office equipment is lower because you can upgrade or add equipment to meet your ever-changing needs.

By leasing office equipment you know the amount and number of lease payments over the life of the leasing period, so you can accurately forecast cash requirements for your equipment. There are several options for disposing of equipment after the lease term ends including returning the equipment, renewing the lease or purchasing the equipment.

The most common type of lease is an operating lease called Fair Market Value lease (FMV). An FMV lease is attractive to companies that continually update or replace office equipment and want to use equipment without ownership, but also want to return equipment at lease-end and avoid technological obsolescence. An FMV lease usually results in the lowest payment of any financing alternative and is an excellent strategy for budgeting capital restraints.

If you have any questions about financing please contact our office 501-833-8150.
We look forward to serving you!

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If service is ever needed, CBE is a phone call away. We may have, on occasion, not sent our postage check in soon enough, but you were there to guide and help us. Not only is everyone pleasant, but we know that if ever we have a printer or copier problem, we’ll have help within about an hour. Suffice to say, we are pleased with our equipment, and well-pleased with our service. Your knowledge and representation for the equipment line is exceptional.Naomi Loket Executive Assistant Ruffin & Jarrett Funeral Home
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